Bilal AhmedEngineering Manager

Work

Selected work

Platforms I led at Pagos, and earlier security and public-sector systems. Outcomes are team outcomes.

Payments 2021 – 2025

Network tokenization across four card networks

Pagos Solutions, Inc. · Technical Lead, then Engineering Manager

Led the architecture and delivery of one tokenization platform across Visa VTS, Mastercard MDES and SCOF, Discover Tokenization and Amex DDX, then owned it as Engineering Manager.

5–7.5%improvement in card-not-present approval ratesTeam outcome I contributed to

Payments 2021 – 2025

A unified multi-network account updater

Pagos Solutions, Inc. · Technical Lead, then Engineering Manager

Designed and launched one account updater service across Visa VAU, Mastercard ABU and RTAU, Discover GAU and Amex Cardrefresher, so recurring charges keep working when cards change.

~33%reduction in updater-addressable recurring-payment declinesTeam outcome I contributed to

Data platform 2021 – 2025

Near-real-time payment-data platform on AWS

Pagos Solutions, Inc. · Technical Lead, then Engineering Manager

Built a near-real-time payment-data ingestion pipeline from global processors, then led the platforms that ingested and analysed millions of card-not-present transactions a month.

Millionsof card-not-present transactions ingested and analysed a monthPlatform scale

Payments 2023 – 2025

Visa Verifi Order Insight integration

Pagos Solutions, Inc. · Engineering Manager

Integrated Visa Verifi Order Insight so merchants could share enriched transaction detail with issuers on friendly-fraud disputes.

Regulated SaaS Pilot 2025 – present

Synvra: a LIMS for ISO/IEC 17025 laboratories

Synvra · Founder (part-time)

Built a compliance-focused laboratory information management system: sample-to-report workflow, controlled review and approval, audit evidence and instrument governance.

Security 2020 – 2021

AI-assisted SOAR platform

Barbican LLC · Senior Technical Lead (contract)

Led the design and delivery of a security orchestration, automation and response platform integrating SIEM telemetry, threat intelligence and automated response workflows.

Public sector 2020

National Environmental Information Management System

UNDP / GEF — Ministry of Climate Change, Pakistan · System Architect (contract)

Designed the architecture, data model and requirements for a national system used by multiple agencies, for UNDP/GEF and Pakistan’s Ministry of Climate Change.

Security 2011 – 2020

Endpoint protection and encryption products

Securencrypt · Technical Lead / Lead Software Architect (contract)

Led the architecture and development of endpoint protection, encryption and secure-storage products for eight years, with an emphasis on ransomware defence.

Hiring an engineering manager for payments?

I’m looking for a full-time Engineering Manager or Head of Engineering role in payments or fintech, in the Netherlands, the EU, the UK or the UAE, or remote. I can start immediately, remotely, while a visa is processed.